Gian Manalastas — Mortgage Agent Level 2, Tribe Financial Group
Experience Behind Every Mortgage
More than a decade on both sides of the mortgage desk — underwriting, compliance, management and mortgage advice. That experience helps me look beyond just the rate and understand how lenders evaluate a mortgage, where potential challenges may arise, and which options may make the most sense for each client.

How That Experience Helps You
The goal isn't simply to get you a mortgage. It's to help you understand your options and make a mortgage decision that fits your financial goals.
Experience Since 2011
More than a decade of mortgage experience across purchases, renewals, refinancing and complex financing situations.
More Options. More Ways Forward.
Access to a wide range of lenders and mortgage solutions means we can look beyond one bank to find an option that fits your situation.
More Than a Broker's Perspective
Experience in mortgage underwriting, compliance and regional management provides a deeper understanding of how lenders assess applications.
Strategy Beyond the Rate
A mortgage is more than an interest rate. Payments, penalties, debt, equity, flexibility and long-term goals are considered when reviewing your options.
Backed by Industry Leadership
Supported by Tribe Financial Group and mentorship from CEO and founding partner Frances Hinojosa, bringing decades of additional mortgage-industry knowledge and experience.
Clear Advice. No Pressure.
Understand your options, see the numbers and know the trade-offs before making a decision.
What Clients Say
Real reviews from Ontario homeowners who worked with Gian.
Gian is so helpful, patient and helped us obtain a mortgage. He guided us and did amazing work. Thank you Gian!
Sunny
May 2026 · Verified Google Review
Being a first time buyer I was nervous but Gian helped us and gave a very good service. Thank you Gian for wonderful service.
Jagjit Singh
May 2026 · Verified Google Review
I had a great experience working with Gian for my first mortgage. He was on top of everything from start to finish and made the whole process feel easy and stress-free. Highly recommend!
Kia Soze
Apr 2026 · Verified Google Review
Working with Gian was an exceptional experience from start to finish. He demonstrated professionalism, kindness, and genuine care. He even made a home visit to ensure everything aligned with our expectations.
Lechelle Reynolds-Leila
Apr 2026 · Verified Google Review
Let's Talk About Your Mortgage
Whether you're buying, renewing, refinancing or looking to access your home equity, let's review your options and see what makes sense for you.
